Text an offer

From one text
to a TREC 20‑19 draft.

No laptop, no retyping the price math. Text the price, down payment, closing days and address. Reply YES and the 20‑19 comes back with those terms filled in, plus the forms that go with it, ready for you to review.

Text (833) 897-0333 See pricing

By texting, you agree to receive SMS replies and reminders about your offers, plus up to 2 tips on the free trial. Reply STOP to opt out, HELP for help. Msg frequency varies. Msg & data rates may apply. Privacy · Terms

What to put in the text

Four things, in one message. It reads them with fixed rules, not AI, so shorthand works as long as it’s one of the forms below.

725k 3% 21day 123 Main St, Austin, TX
Required

Price

725k725,0007250001.2m

Up to $50 million.

Required

Down payment

3%3 percent3 pct3 downcash

More than 0% and up to 50%. “cash” with no percent means an all-cash offer.

Required

Closing

21day21 daysclose Dec 15

Counted from today. Between 7 and 365 days out. A date that has already passed this year means next year.

Required

Address

123 Main St, Austin, TX

Street number, street name and type (St, Ave, Dr, Ln, Rd, Blvd and others). Add the city and TX, or a Texas ZIP, so it can confirm the property is in Texas.

Optional

Financing type

conventionalFHAVAUSDATexas Veteransreverse mortgage

Checks that box on the 40‑11. Leave it out and the 40‑11 starts as Conventional.

Optional

Option period, HOA, county

10-day option10 day inspectionHOATravis

Option days go in 5B. “HOA” attaches the 36‑10 addendum. A county name it knows (Travis, Harris, Bexar, Dallas, Tarrant, Collin, Denton, Williamson, Fort Bend, Montgomery, El Paso, Hidalgo, Cameron) goes in 2A.

Three texts and what they become

Run through the real code. Earnest money starts at 1% of the price and the option fee at $250; you can change both in your profile.

725k 3% 21day 123 Main St, Austin, TX
2A Property, City of123 Main St, Austin
3A Cash portion$21,750
3B Sum of all financing$703,250 (Third Party Financing box checked)
3C Sales Price$725,000
5A Earnest money / option fee$7,250 / $250 (your defaults)
9A Closing date21 days from today
Forms20-19, 40-11 (Conventional, $703,250), 61-0, IABS
725k cash 21day 123 Main St, Austin, TX
3A Cash portion$725,000
3B Sum of all financingleft blank, no financing box
3C Sales Price$725,000
Forms20-19, 61-0, IABS (no 40-11)
1.2m 20% FHA 45 days 10-day option HOA 123 Main St, Dallas, TX 75201
3A / 3B / 3C$240,000 / $960,000 / $1,200,000
5B Option period10 days
9A Closing date45 days from today
40-11FHA box checked, $960,000
HOA36-10 HOA addendum attached, its box in Paragraph 22 checked

What happens after you send it

  1. It texts back a summary first

    Nothing is created yet. You see the address, price, down payment, loan, earnest money, option fee and closing date, so a typo is caught before it’s on a contract.

    TxtAnOffer: got it. 123 Main St, Austin, TX Price $725,000, 3% down ($21,750) Loan $703,250 Earnest $7,250, option fee $250 Closing (date) (21 days) Reply YES to create the TREC draft, or text a correction (ex: "make it 820k").
  2. Reply YES, NO or a correction

    YES creates the draft. NO cancels it. Or text just the change, like make it 820k, close in 25 days or FHA instead, and you get a new summary. A summary waits 30 minutes for your answer.

  3. Open the link

    The reply has a private link to review and email the draft. The link is signed and expires. The PDF has a one-page summary on top, then the TREC 20‑19, the 40‑11 Third Party Financing Addendum when there’s a loan, the 36‑10 HOA addendum if you texted “HOA”, the 61‑0 water disclosure, the IABS, and a certification page for you to sign at the end.

When something is missing or unclear

What it fills, and what stays yours

Filled in for you

  • 2A address, plus city and county when your text names one it recognizes
  • “Address of Property” at the top of each page
  • 3A, 3B and 3C, and the Third Party Financing boxes when there’s a loan
  • 5A earnest money and option fee (your defaults)
  • 5B option days if you texted them
  • 9A closing date
  • 7D “As Is” and 10A possession at closing and funding (starting defaults, check them)
  • Your name, license, brokerage, phone, email and office address, and your title company as escrow agent and title insurer (from your saved profile)
  • 40‑11: financing type and loan amount, and “subject to Buyer Approval” checked
  • 61‑0 and 36‑10: the property address

Left for you

  • Buyer and seller names
  • Interest rate, loan term and origination limits on the 40‑11
  • Every answer on the 61‑0 and 36‑10
  • Any other term you and your buyer agree on, and changing any filled-in default that doesn’t fit this deal
  • Initials and signatures
It’s a draft for a licensed agent to review. TxtAnOffer fills in the forms from what you text. It doesn’t pick terms for you or give legal advice, and it doesn’t send the offer to the other side; you do that from the review page. Review every page with your buyer before anyone signs.

Texas, and Colorado

Texas addresses get the TREC 20‑19 and the forms above. Put CO or Colorado in the address and you get a Colorado CBS1 draft instead, with its own summary first. For an address in any other state, it stops and doesn’t create a contract; reply WAITLIST to hear when that state is added. A TREC form is never created for a property outside Texas.

Other things you can text

AMEND 123 Main St price 730kA TREC 39‑11 amendment with the new sales price
AMEND 123 Main St close +10A 39‑11 pushing closing back 10 days
PROFILEA link to save your name, license, brokerage, title company and defaults, so they fill in every time
DASHBOARDA link to every offer you’ve made
STATUSYour plan and how many free offers are left
HELPThis list, by text

What it costs

Your first 3 offers are free. After that it’s the Agent plan, $40/mo for unlimited offers, and agents on a Brokerage plan aren’t limited. See pricing.

What we keep and for how long is in the Privacy Policy and the Trust Center. Use of the service is covered by the Terms.

Try it on 123 Main St.

Text 725k 3% 21day 123 Main St, Austin, TX and see the summary come back.

Text (833) 897-0333 See pricing

By texting, you agree to receive SMS replies and reminders about your offers, plus up to 2 tips on the free trial. Reply STOP to opt out, HELP for help. Msg frequency varies. Msg & data rates may apply. Privacy · Terms